Currently, there is a growing number of buy here pay here Miami car dealerships. These car lots are able to provide bad credit car loans to individuals because they work differently from regular dealerships. BHPH dealers do not depend on banks or outside lenders to approve an auto purchase loan. Instead, they offer in house auto financing to customers directly.
Buy here pay here car lots in Miami are flexible in their credit arrangements, and have a different set of considerations when assessing if the car buyer will be able to pay for the loans or not. They are also willing to work out payment amounts that people with bad credit and little cash can afford.
Since they mostly serve customers with poor or low credit, the risks they take when selling used cars tend to be higher than regular car lots. As such, the pricing and interest rates tend to be higher than usual. Each payment amount, such as the downpayment or continuing car payments, can be small, but they will add up.
Buy Here Pay Here Miami, FL
If you are looking into buy here pay here used cars in Miami, you can find lots of local independent dealerships available to serve your needs. There are buy here pay here car lots dotted all over Miami, Miami Springs, Miami Beach, and surrounding cities like Hollywood, Ft Lauderdale and West Palm Beach. Given the prevalence of Spanish speakers living in the area, most of them also have fluent Spanish speaking staff on the lot as well.
Miami buy here pay here car dealers are willing and open to working with people regardless of credit background or past car repossession histories. You will likely find a few offers open to you, but make sure that they are good for your needs. You may also want to check out this Are There Any Good Buy Here Pay Here Car Dealerships Out Here? article.
With the large selection of dealers, be sure to compare and shop around. Here are some sample listings of dealers and buy here pay here car inventory in Miami. These are listed as a courtesy to our readers, and we make no implications as to the quality of the level of service and cars offered by Miami car dealers.
There used to be a few JD Byrider buy here pay here dealerships in Miami in the past. Currently, we were not able to find any active listings. However, there are a number of independent BHPH car lots in Miami and surrounding areas, enough to give auto buyers a good selection. Consider these:
Kendall Toyota, Miami
Kendall Toyota in Miami is a Toyota dealership with a buy here pay here department. They sell new Toyotas using more traditional financing as well as provide buy here pay here financing for customers who have bad credit. On the website, Kendall Toyota states that they are approving everyone who can meet for main qualifying requirements: proof of income, residence, a down payment and 6 personal references. You can also submit a credit application through their website. Their BHPH car inventory also includes other brands and models, besides Toyotas.
Address and contact info:
10943 S Dixie Hwy, Miami, FL 33156
Phone: 1-305-665-6581/ 1-800-873-8696
Website: http://www.kendalltoyota.com/buy-here-pay-here.aspx
Sample buy here pay here car inventory listings:
These are some listings we found. Note that availability and pricing changes with time.
2000 Toyota Corolla LE, Mileage 57,985 miles, Downpayment Unknown, Price $5,488
2001 Jeep Cherokee Sport, Mileage 60,068 miles, Downpayment Unknown, Price $5,988
2006 Nissan Sentra 1.8, Mileage 106,094 miles, Downpayment Unknown, Price $6,988
Carmania Auto Sales
Located near to Miami at Hialeah Gardens, Carmania specializes in providing buy here pay here cars to people with limited credit. The promise a hassle-free approach to buying a used car. On their website, you can submit a credit application see if you qualify.
Address and contact info:
9553 W Okeechobee Rd #2, Hialeah Gardens, FL 33016
Phone: 1-305-512-9334
Website: http://www.carmaniaautosales.com
Sample buy here pay here car inventory listings:
These are some listings we found. Note that availability and pricing changes with time.
2005 Chevrolet Malibu LS Sedan, Mileage Unknown, Downpayment Unknown, Price Unknown
2007 Toyota Yaris Hatchback, Mileage Unknown, Downpayment Unknown, Price Unknown
2008 Nissan Maxima GLE Sedan, Mileage Unknown, Downpayment Unknown, Price Unknown
Compared to other cities nationwide, there are a good number of buy here pay here dealerships in Miami, FL. If you go to a better dealer, you can find reasonable prices as well, even if you are in a bad credit situation. Before you buy, be sure to research and do your due diligence regarding the reputation of the car dealer and the deal that is offered to you.
