There are plenty of buy here pay here car lots in PA. Buy here pay here car dealerships are currently helping a lot of individuals with bad credit, bankruptcies and previous car repossessions record achieve car ownership.
Buy here pay here car lots in PA are able to provide bad credit car loans to individuals because they work differently from regular dealerships. BHPH dealers do not depend on banks or outside lenders to approve an auto purchase loan. Instead, they offer in house auto financing to customers directly. They are flexible in their credit arrangements, and have a different set of considerations when assessing if you can pay for the loans or not. They are also willing to work out payment amounts that people with bad credit and little cash can afford.
Since they mostly serve customers with poor or low credit, the risks they take when selling used cars tend to be higher than regular car lots. As such, the pricing and interest rates tend to be higher than usual. Each payment amount, such as the downpayment or continuing car payments, can be small, but they will add up.
When searching out buy here pay here car lots in PA, it is important to go with dealers with better reputations. Across the country, some car lots are being investigated by state or federal bureaus for their business practices.
Searching through news for investigations into buy here pay here car lots in PA, we were not able to pinpoint current investigations into any of PA BHPH dealers. However, please be cautious when shopping at these car lots, and make sure that you are comfortable with the way they work with you. More information is provided through this article: Are There Any Good Buy Here Pay Here Car Dealerships Out Here?
Examples of Buy Here Pay Here Car Lots in PA
Most buy here pay here car lots in PA are local outfits serving people from the Keystone state. You won’t find a lot of branch dealerships operated by multi-state or national chains. Here are several to take into consideration:
Star Loan Auto Center
Star loan auto center is located in Folcroft, PA. They also serve customers from surrounding areas like Darby, Lansdowne, Springfield and Drexel Hill etc. They offer cars, vans, trucks and SUVs. You can visit their website and get approved for car financing directly online. On their website, they promise “guaranteed credit for anyone.”
Address and contact info:
1495 Chester Pike, Springfield, PA 19064
Phone 484-574-8817, 610-532-7827
Sample car inventory listings:
These are some listings we found. Note that availability and pricing changes with time.
1994 Honda Civic EX, Mileage 163,496 miles, Price unknown
2010 Toyota Camry LE, Mileage 88,428 miles, Price $14,995
2005 Chevrolet Equinox LT, Mileage 101,957 miles, Price $13,995
B & B Automotive
B & B Automotive is located in Northeast Pennsylvannia, in Croydon, PA. They have customers from greater Philadelphia to central New Jersey. They offer used cars, trucks and SUVs. On their website, they promise lots of deals that start from down payments of $295 and $49 a week. To help rebuild your credit, this car lot will also report your regular car payments to the consumer credit agencies.
Address and contact info:
801 Bristol Pike, Croydon, Pennsylvania 19021
Phone 888-800-2673, Fax 215-689-5294
Sample car inventory listings:
These are some listings we found. Note that availability and pricing changes with time.
2002 Acura TL, Mileage unknown, Price unknown, Down Payment $895
2003 Mazda MPV LX, Mileage 98,287 miles, Price unknown, Down Payment $895
2002 Hyundai Elantra GLS, Mileage 108,521 miles, Price unknown, Down Payment $595
Through this and other websites, you can find out additional buy here pay here car lots in PA. Shop carefully, and be sure to do your research.
